Enrollment & Everyday Benefits
Open Enrollment, retirement plans, Flexible Spending Framework, dependent checks and the Benefits Admin desk — one employee record from day one.
Built for the new hire
The AI-Powered Benefits Platform for the Whole Employee Life Cycle
Benefits made intelligent, simple, and scalable.
From the first day to retirement, one place where employees enroll, report life events and get real answers — and where HR, payroll and finance see every dollar accounted for. Works inside SAP SuccessFactors, Workday, UKG, ADP, Dayforce, Paycom and any other HR system — and alongside any third-party payroll.
Available on SAP Store SAP partner listing · Renew HR Labs
One login · one record, day one to retirement
Multilingual · multi-currency
Web and mobile
Athena answers 24/7
U.S. delivered · Global ready
Built differently
Listed on SAP Store
One single code base
Global architecture
Complete benefits package
API & AI native
Multi-language & multi-currency
SAP SuccessFactors, any HRIS, any payroll
Why we built it
Benefits Go Wrong in the Gaps. We Removed the Gaps.
Between the HR system and the benefits vendor, between what an employee chose and what the paycheck shows, between the carrier's records and the carrier's bill. One place, one record, inside the HR system your people already use — here is what that changes in six moments every HR team knows.
| The moment | Usually | With Benefits Reimagined |
|---|---|---|
| A new hire's first day | A welcome email with a link to a second portal and a PDF of plans. | One login they already have, three plans ranked for them with reasons, a deadline on the card. |
| A baby arrives | A form, a scan e-mailed to HR, the same document again for dental. | One upload, checked in seconds, reused across every plan; coverage date set automatically. |
| A question at 9 p.m. | A ticket and a reply tomorrow — or a chatbot reading a script. | Athena answers from this employee's own plan, in their language, and links to the screen. |
| The carrier's bill | Paid as sent; a yearly audit finds people who left months ago. | Checked four ways every pay cycle; people who left stop being paid for that month. |
| A wrong deduction | The employee notices on a stub and calls. | Found first, fixed on the next paycheck, explained line by line. |
| Changing HR systems | The benefits vendor stays, the connection is rebuilt, history is lost. | The employee's record stays — SuccessFactors today, any HR system or payroll tomorrow. |
One Platform, Five Stages of the Benefits Year
Follow one employee, and the teams behind her, from the first login to the paid carrier bill. Every stage runs on the same record — and the last stage shows the same story on any HR system.
Enrollment that starts from what the platform already knows
One login lands on Employee Home: a profile already filled in, three plans ranked for this person with the reason behind each score, and a card for every open window with its step, its deadline and what it costs per paycheck. No PDF to decode, no spreadsheet on the side.
What you get
- Open enrollment, new-hire windows and anytime changes on one page
- Plans compared by what they will really cost this family over a year
- Retirement and spending accounts (HSA, FSA, HRA, ICHRA) in the same flow, on the web and in the app
Why it matters
Employees finish on their own; HR reviews the few exceptions instead of processing everyone.
What they choose is what their paycheck shows — the deduction is set the moment they submit.
Life events handled in days, questions answered in seconds
A baby, a marriage, a move — reported once, it becomes a card with a deadline. One document is asked for once, checked in seconds, and reused across every plan. If a question needs a person, it becomes a case the employee can watch in BR Resolve. Reminders go out from the event itself — by email, text or in the app — and stop the moment the employee acts.
What you get
- Deadlines on the card, dates set by the event, paycheck impact shown before submitting
- Documents checked automatically, with a plain reason if one is rejected
- Athena and the mobile app for the night-shift worker, in the language the employee speaks
Why it matters
The moment an employee calls, the person answering already sees the problem — and can fix it there.
Every reminder, check and decision is kept in a history you can show an auditor.
Every dollar checked four ways, every pay cycle
Most benefits money leaks because nobody compares all four sources. Benefits Reimagined does, every pay period: the HR record, what the employee chose, what the paycheck deducted, and what the carrier billed. Carrier Billing reads the invoice, the 4-Way Reconciliation explains every difference, and ReVerge corrects the next paycheck — with the explanation the employee can read.
What you get
- Carrier bills matched line by line; people who left stop being paid for
- Paycheck corrections planned, capped and explained
- Direct Billing for COBRA, leave and retirees; totals posted to your books
Why it matters
You stop paying for people who left — and stop under-collecting from people who stayed.
A month does not close until every dollar is either matched or explained.
Compliance that happens by itself, decisions from one set of numbers
Because enrollment, documents, bills and messages already live on one record, ACA reporting, COBRA, court-ordered coverage and the rest of the rulebook are just work the platform has already done — the evidence writes itself. BR Intelligence then reads the same numbers, so a benefits leader can ask any dashboard a question and act on what needs attention today.
What you get
- Federal and state rules kept up to date, with the dates that change every year already loaded
- 1095-C forms, COBRA notices and court orders handled from the same record
- What needs attention today, flagged by Spotlight — with the fix one click away
Why it matters
The filing, the notice and the dashboard always agree, because they were never separate data.
The platform suggests; a person approves anything that changes a record.
SAP-native. Ready for whichever HR system you run.
Inside SAP SuccessFactors, employees see their benefits without leaving the system they already use. For a plant on Workday, a division on UKG, or payroll on ADP, Dayforce, Paycom or any other third-party payroll, HRIS Sync keeps the same people, jobs and pay in step — and IntelliMap works out the matching so connecting takes days, not months. Employees keep one login; their benefits history stays with them even if you change systems.
What you get
- One login through the HR system you already have — no second portal, no second password
- A merger or a new payroll does not mean a second benefits vendor
- Runs on SAP BTP and AWS — your choice
Why it matters
SAP-native, not SAP-locked.
The same screens, the same checks and the same reports, whichever system sits behind them.
The complete benefits package
Everything in One Place — Not Six Vendors and a Spreadsheet
Six families of tools, one login, one record — on one single code base with a global architecture. Set up by your administrators in plain language, no developer needed; a rule changes once, and every customer has it the same day.
Bills & Paychecks
Carrier Billing, the 4-Way check, Direct Billing and ReVerge: invoices matched, corrections explained, COBRA and retiree bills collected.
1
login and one record for employees, HR, payroll, finance and brokers
Compliance
ACA, COBRA, court-ordered coverage and the Compliance Framework — federal and state rules kept, with the evidence already on file.
4 -way
check on every dollar, every pay cycle: HR record, choice, paycheck, carrier bill
Athena & the Intelli Helpers
Athena answers, IntelliSuggest recommends, IntelliMap connects, IntelliEdit writes — and BR Intelligence turns the numbers into decisions.
Employee & HR Experience
Employee Home, the mobile app, My Inbox, the Communication Hub, Content Management, documents and BR Resolve — one login for everything pending.
8
stages of an employee's benefits life on one platform — from day one to retirement
The Foundation
SuccessFactors & HRIS Sync, Workflow, Business Rules and Security & Access — who can see what, who approves what, and what happens next — on SAP BTP and AWS. One version for every customer, so nobody waits for an upgrade.
24 /7
answers from Athena about the employee's own plans, in the language they speak
AI you can point at
Four Places the AI Works — Most Platforms Have One
Most benefits platforms added an assistant for employees and stopped there. Benefits Reimagined is AI native and API native: the same intelligence works in four places — and in every one of them, the AI proposes and a person decides.
For employees
Answers about their own plans, top matches with the reason, and the next step done from the same screen.
Athena · IntelliSuggestFor HR and service teams
Reads any dashboard, explains any difference, drafts the reply and flags the compliance risk before the deadline.
Athena for admins · Spotlight · InsightsFor setting it up
Turns your plan documents, rules and rates into a working setup your team reviews — configuration, not months of consultant work.
AI-assisted setup · Business RulesFor carrier files
Reads each carrier's file layout and maps it — then proves the coverage is real, the deduction matches and the invoice is right.
IntelliMap · 4-Way checkFeatures can be copied in a release. A foundation that runs all four on one record cannot — which is why every screen on this page shows the same login, the same record and the same history.
Meet Athena · one assistant for employees and administrators
Ask Anything. Get an Answer About You.
Athena sits in the corner of every screen. For an employee it answers from their own plans, documents and deadlines — never a generic FAQ — and takes them to the screen where the action happens. For an administrator it reads any dashboard, explains any difference and drafts the reply. When a person is needed, it opens a case the employee can follow.
- Answers about you — this employee's plans, documents and deadlines, in the language they speak
- Takes you to the screen — every answer ends with the next step, not a link to a help article
- Same brain for administrators — reads any dashboard, explains any difference, drafts the reply
We just had a baby. What do I need to do for her coverage?
Athena · to Jane Doe
Congratulations! You have 31 days from 08/14 to report the birth. Your daughter's coverage starts on 08/14 — the date is set for you. You'll need one document: her birth certificate.
Medical · You + family
+$62.40 per paycheck
Start the life event
Upload certificate
Why 31 days?
Pick a question above — every answer comes from this employee's own record
One Platform for Every Seat at the Table
Not a portal beside the HR system. Employees see it inside the system they already use; administrators, brokers, payroll and finance work on the same record. Who can see what is decided down to the individual employee.
- Employees — Employee Home on the web and in the app: plan matches, event cards, documents, questions, Athena
- Benefits administrators — one desk with every pending problem, one search to any employee's full picture, campaigns and rules without a developer
- Payroll and finance — deductions set the moment an employee submits, bills matched four ways, totals posted to your books
- IT — built into SuccessFactors, connected to any other HR system and third-party payroll, one login, a history of every action
- Brokers, consultants and PEOs — many companies and clients administered separately in one place (PEO books and ICHRA included)
What nobody else does
Six Things Only Benefits Reimagined Does
Every benefits platform promises "all in one". These are the parts you will not find on the other side of a demo.
Inside your HR system
No second portal. Ever.
Employees open benefits where they already are — inside SAP SuccessFactors, or through Workday, UKG, ADP, Dayforce or Paycom — with any third-party payroll running alongside. One login, and a benefits history that stays with them even if you change HR systems.
The four-way check
Not just "sent". Real, matched and proven.
Every other platform tells you the file was sent. We tell you the coverage is real, the deduction matches, the invoice is right — and show the proof, line by line, every pay cycle. Others reconcile once a year, if at all.
Athena
Answers about you, not about "employees".
Named assistants elsewhere answer from a script. Athena answers from this employee’s own plans, documents and deadlines, in the language they speak, and links to the exact screen.
Documents
Upload once. Checked in seconds. Reused everywhere.
A birth certificate is read and verified automatically, then reused across medical, dental and vision. A rejection says exactly why.
The whole life cycle
Day one to retirement, on one login.
New hire, new baby, promotion, leave, exit, COBRA, retirement — eight stages on one record, including the bills most vendors hand to someone else.
Paycheck mistakes
Found first, fixed next paycheck, explained.
A wrong deduction is caught before the employee notices, corrected on the next paycheck, and shown line by line — not discovered in a complaint.
Why it matters
What It Costs to Get This Wrong
These are not our numbers — they are the published cost of the mistakes this platform is built to catch.
$3,340 / $5,010
2026 ACA employer penalties per full-time employee — the largest year-over-year increase yet
3–10%
of dependents found ineligible in a typical audit — roughly $228,000 per 1,000 dependents at 5%
$7+
per employee per month lost to unmanaged premium differences — and carriers only honour corrections for 60–90 days
$100 / day
IRS penalty per person for a late COBRA notice, plus up to $110 a day under ERISA
Sources: IRS Rev. Proc. 2025-26 · Mercer and Segal dependent-audit benchmarks · NAPEO premium-discrepancy research · U.S. Department of Labor (COBRA). Figures are industry-wide, not Benefits Reimagined results.
Explore the AI-Powered Employee Benefits Platform
Watch the four-minute tour now, or book a 45-minute walkthrough on your own plans and your own HR system. The live version starts as one of your employees, then switches to your administrator to show the same person's document, question and paycheck from the other side.
- Live demo — as your employee, then as your administrator, on your plan structure
- Security review pack — the security and privacy answers your IT and procurement teams will ask for
- RFP response — every line answered against the platform, not a brochure
Available on SAP Store
Compliance controls built in
Accessible · WCAG · Section 508
Multilingual · multi-currency
AI suggests — people decide
Benefits Reimagined FAQs
An AI-powered benefits platform for U.S. employers. Employees enroll, report life events, upload documents and ask questions in one place; HR, payroll and finance run the same benefits from the other side — with every dollar checked against the carrier's bill. It works inside SAP SuccessFactors, with any other HR system, and with any third-party payroll.
No. Benefits Reimagined is built to work inside SuccessFactors, and it also connects to Workday, UKG, ADP, Dayforce, Paycom and other HR systems, and to third-party payrolls. Your employees keep the login they already have; their benefits history stays with them even if you change HR systems later.
One screen with what matters today: their plan matches with the reason behind each, a card for every open enrollment or life event with its deadline and paycheck cost, their documents, their open questions, and Athena. The same screen is in the mobile app, in every language your workforce speaks.
Athena and the Intelli helpers suggest — a person decides. Every suggestion shows its reason, nothing changes a record without a person approving it, and every action is kept in a permanent history. The platform follows a recognised framework for managing AI risk, and you are not tied to one AI provider.
It runs on SAP BTP and AWS — clouds that hold the major security certifications — with one login, permissions down to the individual record, and a history of every action. The same compliance framework we give customers runs on the platform itself: controls, scheduled checks and evidence kept for every one. Independent certification of the platform is in progress, and a security and privacy review pack is available now for your IT and procurement teams; the Security & Trust page lists what is in place and what is underway.
Yes. Many legal entities can live in one place with separate administration, including groups of companies and PEOs. Pay and plans show in the employee's own language and currency. Employees who leave, retire or go on leave keep the same login for COBRA, retiree and leave billing.
Benefits Your Employees Can Run Themselves — and Your Finance Team Can Trust
One employer, one employee, one continuous record — from the first day to retirement, inside the HR system you already run. SAP-native, ready for any HRIS.