Employee Retirement Plans 401(k), 403(b), Pensions, RRSP & More) — Benefits Reimagined
Empower Retirement Management with Clarity and Control Benefits Reimagined provides a comprehensive employee retirement plan administration platform, designed for HR teams and benefits managers, fully embedded in your HRIS ecosystem for seamless management of 401(k), pension, and supplemental retirement plans.
Reimagining Employee Retirement Plans
Managing retirement benefits is more than checking boxes—it requires accuracy, compliance, and real-time decision support. Traditional systems scatter data across payroll, HR, and provider files, creating inefficiencies and risk.
Benefits Reimagined transforms retirement administration by centralizing plan setup, eligibility, contributions, vesting, and analytics into one integrated platform. Employees, HR teams, and administrators gain clarity, reduce errors, and ensure regulatory compliance while scaling for enterprise growth.
Customizable setup for diverse retirement programs
Configure eligibility rules, vesting schedules, contribution formulas, and compensation definitions with ease. The system adapts to your unique plan documents instead of forcing workarounds.
What it delivers:
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Configurable eligibility and vesting rules
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Flexible match formulas and catch-up contribution handling
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Payroll and provider integration for accurate deductions
Why it matters: Ensures compliance and reduces manual setup errors across multiple retirement plans.
Accurate deductions and contributions in real-time
Seamlessly sync with payroll to validate employee contributions, employer matches, and catch-up amounts. Reduces the risk of errors in reporting, deductions, and audits.
What it delivers:
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Real-time contribution tracking and validation
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True-up management for matches and deferred compensation
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Correction workflows for retroactive changes and rehires
Why it matters: Minimizes payroll errors and strengthens audit readiness across retirement programs.
Real-time dashboards and retirement data visibility
Monitor participation, contribution trends, plan enrollment, and compliance across departments. ElasticSearch and Kibana dashboards provide forecasting, scenario modeling, and anomaly detection.
What it delivers:
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Enrollment trends and participation tracking
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Funding forecasts and engagement analytics
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Exceptions and compliance alerts
Why it matters: Converts data into actionable insights, enhancing strategic decision-making.
AI-powered, personalized retirement advice
BR IntelliSuggest™ delivers contextual recommendations to employees based on age, tenure, prior selections, and plan design, helping them make confident decisions during enrollment or plan changes.
What it delivers:
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Personalized contribution and investment guidance
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Eligibility nudges and under-contribution alerts
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Integration into enrollment flows for seamless experience
Why it matters: Improves employee engagement and reduces administrative questions.
Enterprise-ready controls for regulatory adherence
Supports ERISA-aligned administration, state-mandated programs, and plan audits. Role-based access and workflow approvals ensure transparency, traceability, and governance at scale.
What it delivers:
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Role-based permissions and audit-ready logs
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Compliance monitoring for 5500 filings and regulatory reporting
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Standardized workflows across plans and entities
Why it matters: Strengthens compliance posture and reduces operational risk.
Core Capabilities of BR Retirement Plan Administration
Multi-Plan Management
Support DC, DB, and non-qualified plans in one platform
Eligibility & Vesting Rules
Flexible, rule-based configuration for any employee group
Payroll & Provider Sync
Real-time data integration for accuracy
Analytics & Forecasting
Track trends, model costs, and predict adoption
Employee Decision Support
Personalized guidance with AI insights
Governance & Compliance
Role-based access, audit readiness, and regulatory alignment
Meet Athena: Your 24/7 AI Benefits Assistant
What BR Retirement Plan Administration Changes
Simplified Plan Administration
One platform to manage all retirement plans
Improved Compliance Accuracy
Reduce risk with role-based workflows and audit logs
Better Employee Engagement
Personalized guidance increases participation and satisfaction
Operational Efficiency
Integrated payroll and provider alignment streamlines processes
Insight-Driven Decisions
Real-time analytics inform plan design and contribution strategy
Scalable Enterprise Management
Support multi-entity, union, and multi-plan organizations
Enterprise Governance & Scale
Standardized, consistent, and scalable retirement administration
Benefits Reimagined ensures that workflows, eligibility tracking, and compliance reporting remain consistent across departments and entities. Centralized controls reduce operational risk while supporting organizational growth, complex HR structures, and multi-population eligibility management.
Frequently Asked Questions
We support all major DC plans (401(k), 403(b), 457(b), 401(a), profit sharing, SEP/SIMPLE), defined benefit plans including cash balance, and supplemental/non-qualified plans (SERP, NQDC, Top Hat, 457(f)), plus Canada-specific plans like RRSP, DPSP, and PRPP.
Yes. BR supports multi-plan administration for faculty vs staff, hourly vs salaried, union vs non-union, and entity-based eligibility across locations.
By syncing contributions with payroll, validating match logic, monitoring limits, and routing exceptions, issues are resolved before they become audit findings.
Yes. BR uses ElasticSearch and Kibana dashboards for monitoring enrollment, contributions, engagement, and retirement readiness by department or population.
No. While optimized for SuccessFactors, BR integrates with any HRIS and payroll ecosystem to provide flexible, enterprise-scale administration.
With AI-assisted guidance, real-time insights, and interactive plan wizards, employees can make informed choices about contributions, investments, and catch-up opportunities without requiring manual HR intervention.
Bring Retirement Administration into One Modern System
